IOB Specialist Officers Recruitment 2025 – Apply Online for Specialist Officer (SO) Posts (Lateral)
Indian Overseas Bank (IOB) has invited online applications for Specialist Officer (SO) – Lateral Recruitment 2025. The recruitment covers multiple specialist domains with a total of 127 vacancies (across Risk, Credit, IT, Cyber Security, Treasury, Forex, Civil/Electrical Engineering, Architect, Data Science, Internal Audit, Compliance, Recovery, Legal, etc.). This is a lateral hiring drive — experienced professionals may apply as per post-specific eligibility.
This article supplies a compact, notification-verified summary: vacancy snapshot, grouped qualifications by domain, age & experience requirements, emoluments, exam/selection pattern, application steps, important dates and links. The full notification (attached) should be consulted for post-wise finer points and document checklist.
IOB Specialist Officers Recruitment 2025 – At a Glance |
| Recruiting Organization | Indian Overseas Bank (IOB) |
| Post Title | Specialist Officers (Lateral Recruitment) – Multiple Disciplines |
| Total Vacancies | 127 (total) — see grouped breakdown below |
| Engagement Type | Regular / Lateral appointment (post-specific); experienced hires |
| Application Mode | Online via IOB careers/recruitment portal |
| Notification (Official) | IOB Official / Notification & Apply |
Vacancy Snapshot – Grouped by Domain (Total 127) |
| Domain / Function | Approx. Vacancies | Typical Roles |
| Risk & Credit | ~28 | Credit Risk Analysts, Credit Officers, Portfolio Risk Specialists |
| Information Technology & Data | ~25 | IT Architects, Developers, DevOps, Data Scientists, BI Experts |
| Cyber Security & IT Risk | ~10 | Cyber Security Engineers, SOC Analysts, InfoSec Officers |
| Treasury & Forex | ~12 | Treasury Dealers, Forex Specialists, ALM Analysts |
| Internal Audit, Compliance & Legal | ~15 | Internal Auditors, Compliance Officers, Legal Counsels |
| Engineering & Architecture | ~8 | Civil / Electrical Engineers, Architect (Bank Branch/ATMs) |
| Recovery / NPA Management | ~9 | Recovery Officers, SARFAESI / Legal Recovery Specialists |
| Other Specialist Functions | ~20 | Product Managers, Marketing – Digital, Credit Administration, Treasury Ops |
| Note: the notification specifies post codes and exact numbers per post. Use the official PDF for post-wise counts and reservation slots. |
Compact Eligibility & Experience (Grouped) |
| Risk & Credit (example) |
Bachelor’s degree (Any) + MBA (Finance)/CA/CFA/PGDBA or equivalent; 3–8 years relevant banking/credit risk/loan appraisal experience depending on level. |
| IT, Data & Cyber |
B.E./B.Tech in CS/IT/ETC or MCA/M.Tech; certifications (AWS/GCP, CISSP, CISM, CEH) desirable for security roles; 3–10 years depending on seniority and niche (data science vs infra). |
| Treasury & Forex |
Postgraduate in Finance / MBA (Finance) / CA / B.Com with integral treasury experience; 2–10 years in treasury/ALM/FX operations for respective levels. |
| Internal Audit / Compliance / Legal |
CA / CS / Law degree / MBA with audit/compliance background; experience with bank audits, RBI regulatory framework, AML/ KYC & legal recovery matters; typically 3–8 years. |
| Engineering & Architecture |
Degree/Diploma in Civil/Electrical/Architecture with practice experience managing branch/office fit-outs, MEP, project management; 3–7 years as applicable. |
| Recovery / NPA |
Graduate with experience in recovery, legal recovery, SARFAESI / DRT proceedings; 2–7 years depending on post. |
| Other Specialist Functions |
Domain-specific qualifications (MBA, relevant PG diplomas, technical degrees) and experience as per post. Exact post-wise qualification & years listed in notification. |
Age Limit & Relaxation |
| General Age Range | Post-dependent. Typical lateral hire age slabs range from mid-20s up to 40+ depending on seniority (refer to post code). Exact upper age limit per post is in notification. |
| Relaxations | Relaxation in upper age limit for SC/ST/OBC/PwBD/Ex-Servicemen and other categories as per Govt./IOB rules — see official notification for category-wise details. |
Pay, Emoluments & Benefits (Summary) |
| Pay Scale | Post-specific pay bands / scales as per IOB norms for specialist officers. Managers & senior specialists receive higher scale / allowances. Check notification for post-wise pay. Approx. ranges vary widely by role and level. |
| Other Benefits | DA, HRA/Lease, Medical, PF/Gratuity as applicable, and other bank allowances. Probation, bond or deputation terms (if any) are post-specific. |
Selection Process – Key Steps |
- Online application & shortlisting on eligibility/experience/qualifications.
- Shortlisted candidates may be called for written test / online test OR directly for interview (post-dependent).
- Personal Interview (panel) and/or technical assessment for specialist roles.
- Document verification, medical and final selection letter.
| Some posts use a two-stage process (test + interview); senior lateral roles often skip written test and go straight to interview. Refer to notification for each post code. |
Exam / Assessment Pattern (Typical) |
| Stage | Format | Typical Focus |
| Shortlisting | Document & CV screening | Relevant experience, certifications, domain fit |
| Online Test (if applicable) | Objective / Descriptive | Domain knowledge, reasoning, quantitative ability, English |
| Personal Interview | Panel (in-person / online) | Technical skills, case discussion, situational & behavioural fit |
Application Fee |
| General / OBC / EWS | As per notification — usually a nominal application fee. (Refer to official PDF) |
| SC / ST / PwBD / Ex-Servicemen | Often exempt or lower; check notification for precise fee & payment modes. |
Important Dates |
| Notification Date | 12 September 2025 |
| Apply Online Start | 12 September 2025 |
| Last Date to Apply | 03 October 2025 |
| Note: Exact dates differ by post-code; please use the “Important Links” below to open the official notification and apply page. |
How to Apply – Step by Step |
- Open the official IOB careers/recruitment page (link below).
- Read the full notification carefully — note post code(s) you wish to apply for.
- Register / Login on the IOB recruitment portal and start the online application.
- Fill personal, educational and experience details accurately; upload CV and supporting documents (degree, experience letters, certificates).
- Pay the application fee (if applicable) and submit the form before the last date.
- Save / print the submitted application and watch email/portal for shortlisting/assessment details.
| For lateral hires, attach a concise CV highlighting domain projects, certifications and measurable outcomes (eg. PL/SQL projects, reduction in NPA %, implemented security stack, etc.). |
Important Links |
| Apply Online / Official Notification | IOB Recruitment Portal |
| Official Notification (PDF) | Download Official Notification (PDF) |
| Official Website | Official Website |
FAQs about Indian Overseas Bank Specialist Officers Recruitment 2025
Q1. How do I apply for Indian Overseas Bank Specialist Officers Recruitment 2025?
Ans: You can apply for Indian Overseas Bank Specialist Officers Recruitment 2025 online via the IOB recruitment portal referenced in this post. Read the official notification PDF and submit the online form for the relevant post codes before the deadline.
Q2. What is the eligibility for Indian Overseas Bank Specialist Officers Recruitment 2025?
Ans: Eligibility for Indian Overseas Bank Specialist Officers Recruitment 2025 varies by domain — typically graduates with MBA/Finance/CA/CFA for credit roles, B.Tech/MCA for IT roles, law degree for legal roles, engineering degrees for civil/electrical posts, plus relevant years of domain experience. See the compact grouped eligibility above and the notification for post-wise specifics.
Q3. What is the selection process for Indian Overseas Bank Specialist Officers Recruitment 2025?
Ans: The selection process for Indian Overseas Bank Specialist Officers Recruitment 2025 generally includes shortlisting based on CV/experience, an online test (for some posts), and a personal interview/technical assessment. Final selection follows document verification and medical clearance.
Q4. What is the application fee for Indian Overseas Bank Specialist Officers Recruitment 2025?
Ans: Application fee for Indian Overseas Bank Specialist Officers Recruitment 2025 is specified in the official notification and may vary by category (General/OBC/EWS vs SC/ST/PwBD). Check the notification PDF or IOB portal for exact fee and payment methods.
Q5. Where will selected candidates be posted for Indian Overseas Bank Specialist Officers Recruitment 2025?
Ans: Posting for Indian Overseas Bank Specialist Officers Recruitment 2025 is as per bank requirement — roles may be located across IOB branches/offices nationwide or specific zones mentioned for some specialist roles. Refer to the official notification for any location constraints.
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Disclaimer: This article is a compact summary prepared from the official IOB notification (attached) and public sources. Always verify post-wise eligibility, exact vacancy counts, reservation, fee and dates from the original notification before applying.